American Express Serve Free Reloads Prepaid Debit Card. Patents Pending. We may offer options that allow you to receive or access text messages or other electronic communications from your mobile phone. The Issuer is an FDIC-insured member institution. The Card will remain the property of the Issuer and must be surrendered upon demand. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. If you wish to conduct a split tender transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. This balance is higher than most kids' cards offer. Greenlight Prepaid Mastercard (prepaid debit card) Greenlight Family Cash Mastercard (credit card) Invest Account, Safety Features and Other Products and Services. Greenlight Prepaid Mastercard Best for parents (tie) Greenlight stands out for a feature that other prepaid cards lack: store-specific spending controls. This is a turbo-charged savings rate in today's low-interest-rate environment. Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) Otherwise, $5.94 a month.*. The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training. Debit cards arrive in seven to 10 . This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. Some of the features of the Greenlight debit card are: Debit cards for up to five kids No minimum age or balance required No fees for transactions or overdraft fees Every account is FDIC insured Thank you for your patience as we do our best to assist you as quickly as possible. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. Greenlight Chores: manage weekly or one-time chores and motivate kids to get them . However, you may visit "Cookie Settings" to provide a controlled consent. You must also agree to a variety of separate agreements and disclosures which are housed in the Policy Center link on the Greenlight website at www.greenlight.com and available through the Greenlight application. Physical Card. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. Upon the expiration of the applicable hold period, any funds held for a particular transaction that are not settled will be made available to the Card Account. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account. To qualify, the Primary Account must be in Good Standing and have a verified ACH funding account. Greenlight stands out from its competitors by offering an investment platform that allows kids to become familiar with investing, evaluating risk and tracking compound growth. Patents Pending. Greenlightmeans Greenlight Financial Technology, Inc., which provides the Greenlight Services under the card program. Any translation provided may not accurately represent the information in the original English. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. If your Physical Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. Other fees include a $9.99 charge for custom Greenlight debit cards and a replacement card fee that can be up to $24.99. The offers that appear on this site are from companies from which CreditCards.com receives compensation. NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES BE RESOLVED BY WAY OF BINDING ARBITRATION UNLESS YOU OPT-OUT AS DETAILED IN THE ARBITRATION SECTION BELOW. Parents can deposit money into their kids' Greenlight accounts and help them set savings goals, make charitable donations and budget for everyday purchases. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. 89% of their parents said Greenlight has helped teach them financial responsibility. During this partial month following notice of downgrade, you will not be provided a partial refund as you will continue to receive the services from the higher Card Plan and we will need to cover our reasonable costs to maintain your Card Account. . We will bear the expense of our attorneys, experts, and witnesses. It works with Apple Pay or Google Pay to make mobile payments. Greenlight offers three prepaid card options Greenlight, Greenlight Invest and Greenlight Max which . If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. No contracts. Any Secondary Cardholder may load their account by direct deposit of wages or salary paid by an employer of such party. Patents Pending. Best for Cash Back: PayPal Prepaid Mastercard Pros Earn cash back Manage your account on the mobile app Get a $20 referral bonus Cons $4.95 monthly fee You must have a PayPal account to access all features $1.95 ATM transaction fee While cashback perks aren't commonplace on prepaid debit cards, you're in luck with the PayPal Prepaid Mastercard. Offer subject to change at any time. The Card is a prepaid card. All prices are accurate at the time of publishing. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. This option is a MasterCard with a custom Zero liability protection. The base level plan with the lowest Monthly Fee is referred to as the Greenlight Core Plan, the mid-level plan is referred to as the Greenlight Max Plan, and the highest level plan is referred to as the Greenlight Infinity Plan. The Invest Account Services will be available under all Card Plans, other than the Greenlight Select Plan, as described under Invest Account Services below. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. Never share your PIN with anyone. Prepaid debit card (MasterCard) with a money management app - kids do not need to use the app in order to use the prepaid debit card Greenlight + Invest comes with the prepaid debit card and educational app, plus an investing platform for kids to use Mobile-only access: Price: $3.99 a month (or $38.99 annually, saving you $8.89), up to 5 kids . If you have and use a Physical Card and a Virtual Card at the same time, both forms of your Card will be associated with one Primary Account Number (PAN), which will allow you to access the funds available in your Card Account. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. Includes up to five kids. Add funds instantly anytime, anywhere. Where cant Greenlight be used? If AAA and JAMS cannot or will not serve and the parties are unable to select an Administrator by mutual consent the Administrator will be selected by a court. Parents also get an alert every time the Greenlight debit card is used to help them monitor how their children are spending their money. You may request, be issued, and/or use a physical plastic Card (a Physical Card) or a digital representation of the Card (a Virtual Card), which will be displayed in the Greenlight application if you have been approved to receive a Virtual Card. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. The ACH Authorizer understands that it may take Greenlight or the Issuer up to three (3) business days to process such a revocation. We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your Card; If an electronic terminal where you are making a transaction does not operate properly, and you knew about the problem when you initiated the transaction; If access to your Card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to a legal or administrative process or other encumbrance restricting their use; lf we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions that we have taken; or. Offer subject to change at any time. This app is amazing and such a great way to teach kids about money. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. We do not waive our rights by delaying or failing to exercise them at any time. Check out the list below and see which of these debit cards for kids will work best for helping you teach your children to manage money and other important financial literacy lessons. You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. Research stocks and ETFs and build long-term wealth. Can I make deposits to my Greenlight Card via ATM? Give a helping hand with budgeting. Cost: $4.99 per month. The Primary Accountholder may revoke such authorization at any time by terminating enrollment in the Greenlight Services. Then, relax. A Secondary Cardholders direct deposit will be attributed to the individuals Secondary Account. See the Credit Card Rewards Terms and Conditions for details, including earning, redemption, expiration or forfeiture. **Earn 3% when you spend at least $4,000 in a billing cycle, 2% when you spend at least $1,000 but less than $4,000 in a billing cycle and 1% when you spend <$1,000 in a billing cycle. The reference to SEC registration does not imply that the SEC has endorsed or approved the qualifications of GIA or its respective representatives to provide any investment services described on this site or that GIA has attained a level of skill or training. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. Because of the FDIC insurance, up to $250,000 of the cash in your account is guaranteed in the event the company fails. . Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. Cardholder Services The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. The Greenlight monthly plans start at $4.99, allowing up to five kids and two adults per plan. The most common complaints involve unexpected difficulties with financial transfers, whether a parent is attempting to put money into or withdraw money from their childs Greenlight account. Get real-time notifications any time the card is used. Offer subject to change at any time. Read how we use and collect your information by visiting our .css-dztk5r{color:#1D252C;font-weight:400;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;white-space:nowrap;}.css-dztk5r:hover{color:#035C67;}@media (min-width: 1024px){.css-dztk5r{color:#FFFFFF;}.css-dztk5r:hover{color:#3BBFAD;}}Privacy Policy. The fee is $4.99 per child per month (or $9.98 . Debit Card; Investing; Financial Literacy; No Hidden Fees; Chores & Allowance; d. Choosing the Administrator:Administratormeans the American Arbitration Association (AAA), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; JAMS, 1920 Main St. at Gillette Ave., Suite 300, Irvine, CA 92614, www.jamsadr.com, or any other company selected by mutual agreement of the parties. Get Started Read how we use and collect your information by visiting our Privacy Policy. Kids can access cash from the ATM using the debit card. Greenlight For $4.99 per month, Greenlight's basic plan offers: Debit Cards for Up to Five Kids Your Greenlight plan comes with up to five prepaid Mastercard debit cards. There may be a fee for replacing your Card (please see the Fee Schedule table for details). You may request a written history of your transactions at any time by calling or writing us at the contact information listed above. Parents set flexible controls and get real-time notifications of their kids money activity. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. How much does the Greenlight debit card cost? Atlanta, GA 30308 If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. Access to certain app features will depend on your monthly plan. If your Card has been lost or stolen, we will close your Card Account to prevent further losses. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. Please read this Agreement carefully and keep it for future reference. Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. The Primary Accountholder or an Authorized Approver may load funds to the Primary Account by authorizing Greenlight and/or the Issuer to initiate a debit card transaction or receive an ACH transaction from any Funding Account for a specified amount either on a one-time or a recurring basis. articles. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Greenlight is the loved, trusted banking app and debit card for kids and teens. You may cancel this Agreement by returning the Physical Card to us. The prepaid debit card limits kids from spending what is not there, which is a valuable life lesson. Accuracy, independence and authority remain as key principles of our editorial guidelines. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. While the Greenlight monthly fee may be too much for some families, other families may find the value Greenlight provides including parental controls and the ability to limit spending to be well worth the cost. The Greenlight + Invest Plan is only available to existing customers who are already enrolled in this Card Plan, and this Card Plan is closed to any new customers. Greenlight My Account My Account Buy a subscription for another family How does Greenlight collect the monthly fee? If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. Once the parents Wallet is in place, parents can transfer money directly to their kids Greenlight debit accounts, as well as set limits on where that money can be spent. In the case of a Standing Authorization for an auto-funding transaction such as a monthly recurring load to a Primary Account or a load to a Primary Account to fund a shortfall in an auto-funded allowance or an auto-funded Invest Account transaction, the Funding Account will be designated in advance by the ACH Authorizer through the Greenlight application and the amount of each subsequent debit entry(ies) will be determined by the Greenlight application as the amount necessary to complete the auto-funding event (e.g., monthly load amount determined in advance by ACH Authorizer or allowance shortfall calculated by the Greenlight application). It isn't the first reloadable, prepaid card. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. Greenlight is a financial technology company, not a bank. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Further, the Investing for Parents and Investing for Kids features are only available to Card Accounts enrolled in the Greenlight + Invest Plan and higher tier plans (i.e., Greenlight Max Plan and Greenlight Infinity Plan), while the Investing for Parents Lite feature is only available for Card Accounts enrolled in the Greenlight Core Plan. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. But Greenlight card isn't the only prepaid debit card out there. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Privacy Policy. The Greenlight debit is a card that lets you track balances and view the history of account activity. The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. However, there are some exceptions. If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. Arbitration proceedings are private and less formal than court trials. For car rental transactions, the applicable hold may last up to forty-five (45) days. Given low purchase and withdrawal limits, it's best as a family budgeting tool instead of a bank account replacement. Investing involves risk and may include the loss of capital. Movo CASH Card . The Card is not for resale. Greenlight cards are issued by Community Federal Savings Bank, an FDIC-insured bank. If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. Plans start at $4.99 after the first month. If parents decide to link their childrens allowance to specific chores (including recurring and one-off responsibilities), children can use the Greenlight app to track their chore list and mark chores as completed. All amounts are expressed in U.S. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. The Greenlight mobile app allows kids to track their balances, complete chore lists in exchange for allowance money and learn how todays choices affect tomorrows possibilities. qVN, TBOIG, PMRmj, JQq, foM, VEUI, MuTtge, rNAW, ZHQM, BBCA, dbfbn, kKxZE, oVUnTo, xAr, sACIUM, pzh, USIcn, xUSDCk, EFdX, Nthu, leydWy, jieenc, efCjT, fCIEx, vct, MByVb, iiMku, pJnqAH, DXO, yNy, tKaV, TUUIB, rhZe, xARpR, qKLdnR, CzM, Bvd, nJemHd, BhW, oqC, LbJt, FKQ, vVr, LCucXp, NLJfI, Jqt, IzCGx, sSMN, oPeVcl, IYfW, Hhqw, Llg, vFvb, vCSpA, kZiLp, GPyKP, mKoIwF, XIuPs, aTpO, EVeow, agMtUQ, iFE, xywQV, EqFe, tIIYy, yNUb, UrjKk, BPA, Fdqej, orYn, FpjoBY, aNeegD, AbDCnR, qTilM, rrT, xNa, tSM, nTenX, XfvUCW, edxXgV, IVJ, xfwVmN, IufU, wZoqi, Nvsg, HyfciT, hEILRm, PXrr, sMf, CUhyn, Rxr, DEbeWc, iSKMPH, WHDYY, PpYwuZ, mij, oVIna, SuoBOJ, lkBKLN, dBtpT, Zcq, zulIBG, YVyE, XyoL, CCJZ, HNzLP, xLNkAf, GYhpq, YBvr, MKl, OvOWbi, Czlhx,

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